Security & Encryption
How ZenBudget isolates and protects your financial assets and sensitive personal records.
🔐 256-bit AES Vault
Military-grade encryption for local ledger records and envelope data.
👆 Hardware Biometrics
Native FaceID & Fingerprint authentication via Secure Enclave.
🛡️ Zero UPI PIN Access
Direct deep linking ensures PINs never pass through our servers.
💳 PCI-DSS Level 1
Payment processing compliant with highest global payment standards.
1. Local-First Device Encryption Architecture
ZenBudget was engineered from day one on a local-first data paradigm. Your daily transactions, debt payoff plans, and custom categories reside inside your device's protected sandboxed storage, encrypted with unique hardware-derived keys.
2. End-to-End Transport Layer Security (TLS 1.3)
When syncing shared couple envelopes or backing up your vault, all traffic is routed through encrypted TLS 1.3 channels with Perfect Forward Secrecy, preventing eavesdropping and man-in-the-middle attacks.
3. Biometric App Lock & Inactivity Guard
Enable Biometric Lock to safeguard your app whenever you switch apps or lock your phone. ZenBudget utilizes native OS authentication (Apple TouchID/FaceID and Android BiometricPrompt) with hardware security key binding.
4. Zero Third-Party Tracker SDKs
We do not embed third-party advertising SDKs, behavioral pixel trackers, or data broker beacons. Your spending behavior belongs solely to you.
5. Vulnerability Disclosure & Bug Bounty
If you believe you have discovered a security vulnerability in ZenBudget, please notify our security response team immediately at hello.zenbudget@zohomail.in. We prioritize and review all reports within 24 hours.